Frequently Asked Questions (FAQ)
Loan
Your business likely qualifies if:
- Registered in Malaysia (SSM) for at least 6 months.
- Makes RM10,000 or more per month in revenue.
- No major credit issues (we can help improve your credit).
- Registered in Malaysia (SSM) for at least 6 months.
- Makes RM10,000 or more per month in revenue.
- No major credit issues (we can help improve your credit).
Not always! We offer:
- Unsecured loans (no collateral) – up to RM150,000 for startups.
- Secured loans (with collateral) – for higher amounts.
- Unsecured loans (no collateral) – up to RM150,000 for startups.
- Secured loans (with collateral) – for higher amounts.
Typically:
- 6 months of bank statements.
- SSM/Business registration document.
- Owner’s IC & tax filings (if available).
- 6 months of bank statements.
- SSM/Business registration document.
- Owner’s IC & tax filings (if available).
Yes, you can! We look at your business potential and cash flow, not just your credit history.
No hidden charges! Only:
- 1 – 2% processing fee (waived for first 50 applicants).
- No prepayment penalties.
- 1 – 2% processing fee (waived for first 50 applicants).
- No prepayment penalties.
Prima SME’s Micro Fund provides quick financing up to RM50,000 for daily operations, inventory, or small upgrades.
- Amount: RM1,000 – RM200,000
- Rates: From 0.8%/month
- Tenure: 3 to 18 months
- Speed: Funds disbursed in 1–2 days post-approval (fees deducted upfront).
- Rates: From 0.8%/month
- Tenure: 3 to 18 months
- Speed: Funds disbursed in 1–2 days post-approval (fees deducted upfront).
Flexible options: 3, 6, 12, or 18 months to match your cash flow.
Yes, you can. We’ll adjust repayments to match your cash flow.
Existing clients get priority for extra funding, often at better rates. Terms and Conditions Apply.
Yes! We can combine high-interest debts into one lower-rate loan.
4 simple steps:
- Complete the online form (5 minutes)
- Upload documents: NRIC/Passport and 6 months of bank statements
- Get approved – Email updates within 24 hours
- Receive funds – Direct to your business account
- Complete the online form (5 minutes)
- Upload documents: NRIC/Passport and 6 months of bank statements
- Get approved – Email updates within 24 hours
- Receive funds – Direct to your business account
We offer:
- Faster approvals (days, not weeks).
- Real advisors (not call centers).
- We lend to "risky" industries (F&B, retail, etc.).
- Faster approvals (days, not weeks).
- Real advisors (not call centers).
- We lend to "risky" industries (F&B, retail, etc.).
Some applications require extra verification for your protection. We’ll contact you shortly!
100% secure. We never share your info without your permission.
Pre-approved within 24 hours. Funds are credited to your account within 2–5 days if the documents are complete.
No. Speed doesn’t affect funding limits. Need more? Submit additional docs for review.
Tell us ASAP. We’ll adjust your plan without harsh penalties.
